N-400 FEE WAIVER — 2026

N-400 Fee Waiver 2026 — Do You Qualify and How to Apply

USCIS will waive the N-400 filing fee if you receive Medicaid, SSI, TANF, or similar benefits — or if your household income is below a set threshold. Here is exactly who qualifies and how to apply.

Short answer: You may qualify for $0 filing fee if you receive means-tested benefits or your income is at or below 150% of the Federal Poverty Guidelines. Apply using Form I-912 submitted with your N-400. A reduced fee of $405 is available if your income is between 150-200% of the guidelines via Form I-942.

PREPARE YOUR N-400 — $9.99

THREE FEE OPTIONS

$0 FULL FEE WAIVER Form I-912
Income ≤150% poverty line
OR means-tested benefits
OR financial hardship
$405 REDUCED FEE Form I-942
Income 150-200% poverty line
$760 STANDARD FEE No form needed
Paper filing
($710 if filing online)

THREE GROUNDS FOR A FULL FEE WAIVER

Meeting any ONE of the three grounds is sufficient. You do not need to meet all three.

GROUND 1 — MEANS-TESTED BENEFITS (EASIEST TO PROVE)
You or a household member currently receives qualifying benefits
Qualifying benefits: Medicaid, Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF), Federal Public Housing Assistance, or a means-tested benefit from a state or local government program.
Evidence required: a current benefit award letter showing the benefit is active. A benefit card is NOT sufficient — USCIS explicitly requires the letter.
GROUND 2 — INCOME AT OR BELOW 150% OF FEDERAL POVERTY GUIDELINES
Your household income falls below the threshold for your household size
The 2024 USCIS I-912P income thresholds for the 48 contiguous states:
Household SizeAnnual Income Limit (150%)
1 person$22,590
2 persons$30,660
3 persons$38,730
4 persons$46,800
5 persons$54,870
6 persons$62,940
7 persons$71,010
8 persons$79,080
Each additional personAdd $8,070

Alaska and Hawaii have higher thresholds. Verify the current figures at uscis.gov/i-912 — poverty guidelines update annually.

Evidence required: pay stubs for the most recent 6 months, most recent federal tax return, or a letter from your employer confirming current annual income.
GROUND 3 — FINANCIAL HARDSHIP
You cannot afford the fee even though you do not qualify under Grounds 1 or 2
Less predictable than the other two grounds — adjudicated case by case. Common evidence: medical bills, dependent care costs, recent job loss, sudden income reduction, or other extraordinary expenses making the $760 fee impossible.
Evidence required: documentation of extraordinary expenses or income disruption with supporting records.

REDUCED FEE — FORM I-942

If your income is between 150% and 200% of the Federal Poverty Guidelines, you do not qualify for a full waiver but may qualify for a reduced fee of $405.

File Form I-942 (Request for Reduced Fee) with your N-400 — the same process as the I-912 waiver. The 200% income thresholds are published in the current Form I-942 instructions at uscis.gov/i-942.

HOW TO APPLY — STEP BY STEP

01
Download Form I-912 and I-912P instructions from uscis.gov/i-912. The instructions explain exactly what evidence is required for your qualifying ground.
02
Complete Form I-912 fully. Do not leave any field blank — incomplete forms are denied without review of the merits.
03
Assemble your evidence based on your qualifying ground. Ground 1: benefit award letter. Ground 2: pay stubs + tax return. Ground 3: documentation of hardship.
04
Submit Form I-912 with your N-400 in the same package. Do not send them separately. USCIS adjudicates the fee waiver as part of your N-400 application.
05
If approved: your application proceeds. If denied: USCIS notifies you and gives you the opportunity to pay the standard fee. Your application is not rejected — you can pay and continue.

FOUR MISTAKES THAT GET FEE WAIVERS DENIED

Submitting a benefit card instead of a benefit award letter
USCIS explicitly states benefit cards are not acceptable. You must submit a current award letter showing the benefit is active.
Filing Form I-912 separately from the N-400
Submit both in the same package. Separate submissions cause processing issues.
Leaving fields blank on Form I-912
USCIS denies incomplete forms without reviewing the merits. Complete every field.
Submitting income above 150% without additional hardship documentation
If your pay stubs show income above the threshold but you still face hardship, you need Ground 3 evidence — not just income documentation.

Public charge note: USCIS has clarified that naturalization applicants are generally not subject to the public charge ground of inadmissibility. Requesting a fee waiver for Form N-400 does not affect your immigration status. Confirm current policy at uscis.gov before relying on this guidance as immigration law can change.

AFTER YOUR FEE IS RESOLVED

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FREQUENTLY ASKED QUESTIONS

Can I apply for a fee waiver if I receive SNAP food stamps? +
SNAP alone is not a qualifying means-tested benefit for the automatic Ground 1 waiver. However, SNAP recipients often have household incomes that qualify under Ground 2 (150% of Federal Poverty Guidelines). Check your household income against the current I-912P figures at uscis.gov/i-912.
Is there a military fee exemption for N-400? +
Yes — this is separate from the fee waiver. Active-duty military and certain veterans file N-400 with no USCIS filing fee under a military exemption. No Form I-912 is required. Check current military naturalization requirements at uscis.gov/military.
How long does it take for USCIS to adjudicate a fee waiver request? +
USCIS adjudicates the fee waiver as part of your N-400 application — there is no separate timeline for the waiver itself. Your N-400 processing time includes the fee waiver review. A denied fee waiver does not restart your clock — you pay the fee and the original filing date is preserved.

Fee waiver income guidelines based on USCIS Form I-912P (2024 HHS Poverty Guidelines). Guidelines update annually — verify current figures at uscis.gov/i-912 before filing. LEGALIAI is a preparation tool, not a law firm.